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Payment dates

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OAS and CPP payment dates 2026 are the same for both programs. The remaining dates this year are October 28, November 26 and December 22. The GIS and Allowance are paid with OAS. The next Canada Groceries and Essentials Benefit (formerly the GST/HST credit) payment is October 5, 2026.

Key facts

Next OAS, GIS and CPP payments
October 28, November 26 and December 22, 2026
Next Canada Groceries and Essentials Benefit payments
October 5, 2026; January 5, 2027; April 5, 2027
Next Ontario Trillium Benefit payments
October 9, November 10 and December 10, 2026
Payment late? Service Canada
Wait 5 to 10 business days, then call 1-800-277-9914
Payment late? CRA benefits
Wait 10 working days, then call 1-800-387-1193

OAS and CPP payment dates 2026

Old Age Security (OAS) and Canada Pension Plan (CPP) payments are made on the same day each month, near the end of the month. The Guaranteed Income Supplement (GIS) and the Allowance are paid with your OAS. The 2026 dates are:

The December payment, on December 22, comes earlier in the month than the others. Plan for a longer gap between the December and January payments.

As of October 4, 2026, Service Canada had not yet posted the 2027 OAS and CPP dates on its benefits payment dates page. We will add them when they are published.

GST payment dates 2026 and 2027 (Canada Groceries and Essentials Benefit)

In July 2026, the GST/HST credit was renamed the Canada Groceries and Essentials Benefit. It is paid four times a year, on the 5th of July, October, January and April, or on the last business day before if the 5th is a weekend or holiday. The dates for the July 2026 to June 2027 benefit year are July 3, 2026 (already paid), October 5, 2026, January 5, 2027 and April 5, 2027.

Earlier in 2026, the old GST/HST credit was paid on January 5 and April 2, and a one-time top-up was paid on June 5.

In New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island and Saskatchewan, a provincial credit is added to these same payments.

Ontario Trillium Benefit payment dates

The Ontario Trillium Benefit is paid monthly, around the 10th, or on the business day before if the 10th falls on a weekend or holiday. The 2026 dates are:

If your yearly amount is $500 or less, you get it all in one payment in July. If you chose on your 2025 return to wait for a single payment, it will be paid on June 10, 2027.

Other payments: Canada Carbon Rebate and Quebec

The Canada Carbon Rebate has ended. Its last payment was April 22, 2025, and no 2026 payments are scheduled.

In Quebec, the solidarity tax credit is paid by Revenu Québec, not the federal government. The current payment period runs from July 2026 to June 2027. Check Revenu Québec for your payment dates.

What to do if your OAS or CPP payment is late

Payments are issued on the dates above but can take a few days to reach you. A cheque in the mail usually takes longer than direct deposit.

  1. Sign in to My Service Canada Account to see whether the payment was issued and whether your address and banking details are correct.
  2. For OAS, GIS or CPP, wait 5 to 10 business days after the payment date before contacting Service Canada.
  3. Then call Service Canada at 1-800-277-9914, Monday to Friday, 8:30 am to 4:30 pm local time. Have your Social Insurance Number ready.
  4. For the Canada Groceries and Essentials Benefit or the Ontario Trillium Benefit, wait 10 working days after the payment date, then call the CRA at 1-800-387-1193.

If you moved, changed banks or had a change in marital status and did not report it, that is a common cause of a missing payment. Update your details as soon as you can.

How to set up direct deposit

Direct deposit is the fastest way to get paid, and it avoids lost or delayed cheques. Service Canada (OAS, GIS, CPP) and the Canada Revenue Agency (tax refunds and benefits) keep separate banking records, so you may need to set it up with each.

  1. For OAS and GIS: sign in to My Service Canada Account, open your OAS dashboard, select Profile, then Manage my payment destination.
  2. For CPP: sign in to My Service Canada Account and update your banking information there, or call Service Canada at 1-800-277-9914.
  3. For CRA payments, such as the Canada Groceries and Essentials Benefit: sign in to CRA My Account, or ask your Canadian bank or credit union to set it up for you.

Things people miss

Tax is not deducted from OAS or CPP unless you ask. If you expect to owe tax, you can start, change or stop a voluntary deduction at any time in My Service Canada Account.

Your first OAS payment is for the month after you turn 65, or the month you chose if you delayed.

Your T4A(OAS) tax slips for the current year and the past six years can be viewed and printed in My Service Canada Account.

Who to contact

Common questions

When is the next OAS payment?

October 28, 2026. The next ones are November 26 and December 22, 2026.

Are CPP and OAS paid on the same day?

Yes. Both are paid on the same date each month. The GIS and Allowance are paid with OAS.

Why is the December OAS payment early?

The December 2026 payment is scheduled for December 22, earlier than usual. It is your regular December payment, not an extra one.

When is the next GST payment in 2026?

October 5, 2026, under its new name, the Canada Groceries and Essentials Benefit. After that, January 5, 2027 and April 5, 2027.

When is the Ontario Trillium Benefit paid in October 2026?

October 9, 2026. The November and December payments are on the 10th.

My CPP payment did not arrive. What should I do?

Check My Service Canada Account, then wait 5 to 10 business days after the payment date. If it has still not arrived, call 1-800-277-9914.

Is the Canada Carbon Rebate still being paid?

No. The last payment was April 22, 2025.

What are the OAS payment dates for 2027?

Service Canada had not posted them as of October 4, 2026. Check the benefits payment dates page on canada.ca.

Sources

  1. Benefits payment dates (Government of Canada)
  2. Payment dates for CRA administered benefits and credits (Canada Revenue Agency)
  3. Canada Groceries and Essentials Benefit: Payment dates (Canada Revenue Agency)
  4. RC4210 Canada Groceries and Essentials Benefit (Canada Revenue Agency)
  5. Province of Ontario: related programs (Canada Revenue Agency)
  6. Solidarity tax credit (Revenu Québec)
  7. Old Age Security: While receiving OAS (Government of Canada)
  8. Old Age Security in My Service Canada Account (Government of Canada)
  9. CPP retirement pension: Receiving your benefits (Government of Canada)
  10. Direct deposit (CRA) (Canada Revenue Agency)
  11. Contact Old Age Security (Government of Canada)
  12. CRA contact information (Canada Revenue Agency)

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