Can I claim the age amount on my taxes?
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The age amount is a federal tax credit for people 65 and older. It lowers the income tax you owe. Your age at the end of the year and your net income decide whether you can claim it and how much. This check uses the 2025 tax year figures.
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Were you 65 or older on December 31, 2025?
What was your net income in 2025?
Net income is the amount on line 23600 of your 2025 tax return. It is also on your Notice of Assessment from the Canada Revenue Agency (CRA). Count only your own income.
Likely not eligible
Not for 2025. You must be 65 or older on December 31.
Why
You can claim the age amount on your 2025 return only if you were 65 or older on December 31, 2025.
What to do next
- Check again for the year you turn 65.
- If you get a workplace pension, you may still be able to claim the pension income amount (line 31400). Before 65, fewer kinds of income count. RRSP and RRIF withdrawals usually count only if you received them because your spouse or partner died.
Your answers
More help
This check is general information, not legal or financial advice. OAS Guides is not part of, or connected to, the Government of Canada or Service Canada. Only the government office that runs the program can decide whether you qualify, and we cannot promise any result. Figures were last checked on 2026-10-04.
Likely eligible
You can likely claim the full age amount.
Why
You were 65 or older at the end of 2025 and your net income was $45,522 or less. For the 2025 tax year, the full federal age amount is $9,028. It lowers the income tax you owe, but it cannot create a refund on its own.
What to do next
- Claim it on line 30100 of your return. Tax software works out the amount for you.
- Also claim your provincial or territorial age amount, on line 58080 of your Form 428. It is a separate claim. In Quebec, Revenu Québec sets its own credits for seniors on your Quebec return.
- If your income is too low to use all of it, your spouse or common-law partner may claim the unused part on line 32600.
- If you get a workplace pension, or RRIF payments at 65 or older, you can likely also claim the pension income amount: up to $2,000 for 2025, on line 31400. OAS, CPP and QPP do not count.
- If your tax situation is simple, you may be able to file for free at a volunteer tax clinic. For the 2026 filing season, the household income limit is $40,000 for one person or $55,000 for two people.
Your answers
More help
- Read our full guide: Tax credits for seniors
- Can I claim the medical expense tax credit?
- Do I qualify for the GST/HST credit (now the Canada Groceries and Essentials Benefit)?
This check is general information, not legal or financial advice. OAS Guides is not part of, or connected to, the Government of Canada or Service Canada. Only the government office that runs the program can decide whether you qualify, and we cannot promise any result. Figures were last checked on 2026-10-04.
Likely eligible
You can likely claim part of the age amount.
Why
You were 65 or older at the end of 2025. Your net income was above $45,522, so your age amount is less than the full $9,028. It shrinks by 15% of your income over $45,522 and reaches zero at $105,709 (2025 tax year).
What to do next
- Claim it on line 30100 of your return. Tax software works out the reduced amount for you.
- Also claim your provincial or territorial age amount, on line 58080 of your Form 428. In Quebec, Revenu Québec sets its own credits for seniors on your Quebec return.
- If you get a workplace pension, or RRIF payments at 65 or older, you can likely also claim the pension income amount: up to $2,000 for 2025, on line 31400. OAS, CPP and QPP do not count.
- If you have a spouse or common-law partner, pension income splitting (Form T1032) can lower your net income, and that can raise your age amount.
Your answers
More help
This check is general information, not legal or financial advice. OAS Guides is not part of, or connected to, the Government of Canada or Service Canada. Only the government office that runs the program can decide whether you qualify, and we cannot promise any result. Figures were last checked on 2026-10-04.
Likely not eligible
You likely cannot claim the federal age amount for 2025.
Why
For the 2025 tax year, the federal age amount reaches zero when net income is $105,709 or more.
What to do next
- If you get a workplace pension, or RRIF payments at 65 or older, you can likely still claim the pension income amount: up to $2,000 for 2025, on line 31400.
- If you have a spouse or common-law partner, pension income splitting (Form T1032) moves up to 50% of eligible pension income to them. It may lower your net income enough to claim part of the age amount.
- At this income, the OAS clawback may also affect you. Use our clawback check.
Your answers
More help
This check is general information, not legal or financial advice. OAS Guides is not part of, or connected to, the Government of Canada or Service Canada. Only the government office that runs the program can decide whether you qualify, and we cannot promise any result. Figures were last checked on 2026-10-04.
We cannot tell from your answers
Your 2025 net income decides how much you can claim.
Why
You were 65 or older at the end of 2025, so you meet the age rule. For the 2025 tax year, you get the full $9,028 if your net income is $45,522 or less. It shrinks above that and ends at $105,709.
What to do next
- Find your net income on line 23600 of your 2025 tax return, or on your Notice of Assessment.
- Then run this check again.
- Or call the CRA at 1-800-959-8281, Monday to Friday, 8 am to 8 pm Eastern Time.
Your answers
More help
This check is general information, not legal or financial advice. OAS Guides is not part of, or connected to, the Government of Canada or Service Canada. Only the government office that runs the program can decide whether you qualify, and we cannot promise any result. Figures were last checked on 2026-10-04.
Where these rules come from
- Age amount (line 30100) (Canada Revenue Agency)
- Line 31400 – Pension income amount (Canada Revenue Agency)
- Line 21000 – Deduction for elected split-pension amount (Canada Revenue Agency)
- Adults 65 years and older and the CRA (Canada Revenue Agency)
- Free tax clinics: Do you qualify? (Canada Revenue Agency)